611銀行
聯名戶口
joint savings account/a joint account
避免向存戶收費
avoiding charging customers for having money in their accounts
避險的存戶
risk-averse depositors
轉用小型銀行
shift their accounts to smaller banks
關閉大量分行
close down a large number of branches
繼續提供現金回贈優惠
continues to offer a cash rebate
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