611銀行

 

外資銀行
foreign-owned bank


它們就像銀行擠提前出現的信心危機。
They resemble the confidence crises that precede bank runs.


打簿
update their passbooks/get a bank statement/bringing their passbooks up to date


本地銀行系統
the local banking system


立即加息半厘
immediately lifting their lending and deposit rates by half a percentage point


全國儲蓄率
national savings rate


各大銀行
all major banks


各大銀行從今日起把儲蓄利率降至象徵式的0.01厘，至少沒有向存戶收費。
The leading local banks will pay depositors a face-saving 0.01 per cent in interest on their savings accounts from today, avoiding the alternative of charging customers for keeping money in the bank.


存戶
depositors


收緊高風險城市的按揭要求
tighten their mortgage lending requirements in high-risk cities


收緊貸款標準
tighten credit standards


收數佬/追債的人
debt collectors


有四十萬元銀行票據遭退票
cheques worth $400,000 bounced


有毒資產
toxic assets


有限制牌照銀行
restricted licensed bank


有資金流走跡象。
There were signs of capital outflow.


自動電話理財服務
automated phonebanking services


自動櫃員卡
ATM card


作風變得保守，以免造成壞帳
take a more cautious approach to avoid bad debt


低息貸款
low-interest loans

 

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